Question about insurance?
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Question about insurance? Expand / Collapse
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Posted 19 October 2009 13:10
Cadet

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Hi guys
We've booked our first cruise - and need to arrange some insurance. I've checked out P&Os but it seems very expensive (£180 for 2 adults for 16 nights).
Who do you lot use?
Thanks
Si
Post #215261
Posted 19 October 2009 16:04
Commodore

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There are many topics on this forum about insurance, including problems with health, so I would suggest that you do a search.

David
Remember: You only know what you know and-
You do not know what you do not know!
Post #215340
Posted 19 October 2009 16:34
Captain

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Just got ours this weekend & went with Marks & Spencer.  I paid £168 for annual worldwide incl USA & Caribbean, for us both. We are both under 50. That price included a supplement for my 2 medical conditions.

It wasn't the cheapest but not the most expensive either.  Direct line were a good price but they totally excluded my medical conditions!

Sue  1st time cruiser

Post #215352
Posted 19 October 2009 16:36
Captain

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As I said what we paid wasn't the cheapest but I paid less for annual than P & O have quoted you for 16 nights!

Sue  1st time cruiser
Post #215353
Posted 19 October 2009 17:03
Senior Captain

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Have you tried Insure and Go online? Our annual worldwide cover is about £80.
Post #215369
Posted 19 October 2009 20:46
Cadet

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Thanks for the helpful replies.. will take a closer look. There seem to be lots out there - but when compared to P&Os, they seem very cheap and I'm worried about them. I found Admiral did 'cruise insurance' - got a quote - about £40 - then reading the small print (remember, it was 'cruise' insurance) - it excluded cruises!!

Of course, I searched first - but it seems full of questions about over 70's or people with existing illnesses!

Post #215504
Posted 19 October 2009 22:35
Commodore

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Admiral Cruise Insurance excludes cruising. That is hilarious.

Lol Keith

Ships cruised on:  SS France  RMS Queen Elizabeth  Oronsay  Oceana  Ventura  Vision of the Seas

Post #215561
Posted 20 October 2009 06:53
Commodore

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hiya we use fortis kc explorer, prob approx £30-40 last year. you have to be fit and healthy tho. check it out

 

xmaslisa

Post #215625
Posted 20 October 2009 08:06
2nd Officer

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We are on  a 10 day xmas cruise to the canaries. I have a heart condition and had a heart op many years ago, although I don't take medication. I am always very careful to be frank and disclose everything - otherwise there is no point in having "insurance", it won't be valid! I have always paid a serious loading to any premium, but have just paid £32 FOR THE 2 OF US with Fortis. I've phoned back twice with questions to make sure this is not a mistake, but they assure me that I am covered for the existing condition.
Post #215641
Posted 20 October 2009 08:40
Commodore

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fortis are good, we use them everytime!

 

xmaslisa

Post #215659
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