Do I need travel insurance?

Yes, before you set sail, you must have suitable travel insurance to cover your cruise holiday with us. This article explains the specific requirements your insurance needs to include.

Requirements

Last updated: 27/05/2025

Please note: it’s your responsibility to ensure you have appropriate cover in place for the duration of your holiday. Unfortunately, you’ll be denied boarding, at your own expense, if you can’t confirm that you’ve arranged insurance. 

 

 
 Be sure to bring a copy of your insurance documents, printed or digital, to confirm cover for everyone named on your booking for the duration of your trip. You may be asked for proof of your travel insurance.

 

What should my travel insurance cover?

Travel insurance ensures you can truly relax on your holiday, knowing you’re covered if something goes wrong. This includes unforeseen circumstances before and during your P&O Cruises holiday. 

Your travel insurance must:

  • Provide cover for a cruise holiday
  • Cover the full length of your trip
  • Include all destinations; choose ‘worldwide cover’ if you’re unsure
  • Include medical and repatriation cover of at least £2 million

 

Further points to remember:

  • You’ll need to declare any pre-existing medical conditions 
  • We recommend that you have adequate cancellation insurance to cover the cost of your trip.

 

 
 If you’re going on more than one holiday during the year, look into annual or multi-trip policies.

Holiday Extras

We’ve partnered with Holiday Extras to provide travel insurance.

What are the benefits of Holiday Extras?

  • You get cruise-specific insurance that covers things most travel insurance does not, such as missed ports, missed shore experiences and cabin confinement. 

  • There are three levels of cover to choose from: Bronze, Silver or Gold.

  • There’s a 10% discount off the cost of travel insurance for members of the Caribbean, Baltic and Ligurian tier of the P&O Cruises Peninsular Club.

More information 

You’ll find more detail about travel insurance and Holiday Extras on our web page here: Travel Insurance | P&O Cruises

Still need help?

Still have questions? Our friendly Customer Contact Centre is always happy to help! Contact us today on 0344 338 8003.

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