Flexible payment options

Our Pay Monthly scheme gives you the option to spread the cost of your holiday (less your deposit) over equal monthly payments when you book directly with us. It’s an effortless way to pay and lets you simply look forward to your holiday!

Pay Monthly

Now, there’s no need to stress about paying for your holiday. We’re here to help!  With our Pay Monthly option, why not spread the cost of your holiday across a number of easy monthly payments – at no extra cost. It’s that simple.

So how does it work?

During your direct booking with us – either online or via our contact centre – after paying a deposit, you’ll be given the option of paying for the balance of your holiday in evenly divided monthly instalments. The payments will be spread between the time of booking and the full balance due date, meaning you’ll have months (and months!) to pay for your holiday gradually. The first payment won’t be taken any earlier than 28 days after you sign up, while the final payment is due no later than 90 days prior to the beginning of your holiday.

Here’s an example based on booking a 7 night holiday with us that departs in October 2025, secured using our current 10% deposit. This results in 14 equal monthly payments as your holiday must be paid in full 90 days before you depart:

7 night Mediterranean fly-cruise holiday, travelling in October 2025; cost representative of 2 adults sharing an Inside cabin on cruise A538


Total holiday cost

£729 per person

10% deposit payable at time of booking

£73 per person

14 monthly payments of

£52 per person*

*For illustration purposes only, monthly payment amounts have been rounded up to the nearest pound.

Why Pay Monthly?

What’s great about the pay monthly option is that it offers full transparency. Not only will you receive booking confirmation after first signing up, but you’ll also be notified of when your payments are due, as well as receiving monthly statements showing any future payments you’ll need to make. And if you’re not happy with the date the monthly payment is set to be taken, then it’s easy to change – simply click ‘show breakdown’ next to your booking, and go from there. 

Already booked your holiday the usual way because you didn’t know paying monthly was an option? No problem– you can opt in to this convenient scheme up to five months before your holiday begins. Simply get in touch with our contact centre to get started. 

Terms and Conditions for P&O Cruises Pay Monthly

Frequently Asked Questions