Travel Insurance

Already booked with us? Now it’s time to arrange your travel insurance.

Suitable travel insurance cover is mandatory to travel with us

We’re delighted that you’ve chosen to set sail with us and we cannot wait to welcome you on board. Before we get there, it is mandatory for all UK guests to have suitable travel insurance cover in order to cruise with us. To help you understand the insurance requirements needed for a P&O Cruises holiday, read on…

Why is travel insurance important?

For many significant purchases in your life, insurance is essential. And holidays are no different. Travel insurance ensures you can relax and enjoy your holiday with peace of mind that you’re covered in the event something should go wrong. This includes unforeseen incidents before your holiday, while travelling or while you’re away.

Our checklist for choosing the right level of cover

  • Make sure your insurance provides cover for:
  1. A cruise holiday
  2. The full length of the trip
  3. All of the destinations you’re visiting – if in doubt, choose worldwide cover
  • When travelling with us, your insurance must include medical and repatriation cover of £2 million minimum, including  cover for emergency evacuations and full cover for pre-existing medical conditions in the countries you are due to visit.
  • Declare any pre-existing medical conditions and read each policy thoroughly to make sure you have the cover you need.
  • Going on more than one holiday this year? Look into annual or multi-trip policies.

We would also recommend that you have adequate cancellation cover to cover the cost of your trip.

Your holiday with us

It is your responsibility to ensure you have appropriate cover in place for the duration of your holiday. Unfortunately you will be denied boarding, at your own expense, if you’re unable to confirm you have arranged insurance.

You may be asked for proof of your travel insurance so please be sure to bring either a printed or digital copy of your insurance documentation that confirms cover for the named travellers over the dates of travel.


We’ve partnered with Holiday Extras to offer cover for our holidays

Holiday Extras offer cruise-specific travel insurance policies – perfect for your next holiday. One of the key benefits is that this cruise-specific cover includes things most travel insurance policies don’t cover as standard, such as missed ports, missed shore experiences and cabin confinement.

Holiday Extras offer three levels of cover to choose from: bronze, silver and gold.

 P&O Cruises Discount

 Holiday Extras offer an exclusive 10% discount for guests in the Caribbean, Baltic and Ligurian tiers of the Peninsular Club. This discount on travel insurance is only applicable to the bespoke cruise insurance policy arranged by Holiday Extras Insurance for P&O Cruises.

Please note, the discount cannot be extended to friends or family who do not qualify. The discount may be withdrawn or altered at any time, without notice. The discount is offered subject to any conditions that Holiday Extras Insurance may impose and subject to availability. For a copy of the policy wording or for more information, please call 0800 316 3061, quoting reference WC668 along with your membership number.

Pre-existing Medical Conditions

Tailored options are also available from Holiday Extras should you have pre-existing medical conditions.

To find out more, visit or phone 0800 093 3070 and quote PAOHX.

Q&A with Holiday Extras

We know that cruising in the current times can come with lots of different questions, so we thought we’d ask them for you. Leanne Verges, Senior Partnerships Manager for Holiday Extras Travel Insurance, has provided answers to the most commonly asked questions about the company's cruise cover insurance policies.

Frequently asked questions