Travel Insurance

Many general travel insurance policies don’t cover cruises and include a general exclusion such as “this policy will not cover you for any loss, damage, cost or expense directly or indirectly caused by any trip on sea-going cruise ships.”

Cruise cover is important for guests to have because it makes sure that all sections of the travel insurance policy are operative while on a cruise holiday.

At Holiday Extras, our cruise cover will also extend to include specific cruise benefits such as:

●     Missed port benefit, paid on a per port basis, usually to a maximum limit

●     Cabin confinement benefit, paid on a per day basis up to a maximum limit

●     Missed excursion cover in the event that you are confined to your cabin and unable to participate in a pre-booked excursion

●     Additional personal effects and baggage to supplement the limit under the standard policy cover

●     Evening wear cover.

If you’ve bought insurance through Holiday Extras and need to cancel your trip, you’ll be able to move your policy to another date or cancel your policy unless you need to make a claim for cancellation in the event that any of your holiday costs are not reimbursed.. Your policy features a 14 day cooling off period. If you cancel during this time you will be eligible for a full refund, providing you have not travelled or intend to make a claim. Cancellations outside the 14 day cooling off period will not be eligible for a refund, but discretion may be applied depending on your circumstances 

Provided you‘re fully vaccinated against COVID-19, you’ll be covered for emergency medical treatment and repatriation if you test positive* while abroad. This is included as part of our standard cover.

Under Holiday Extras’ policy, you must have had any recommended inoculations, vaccines, Boosters or medications relating to your destinations prior to your trip. This includes the COVID-19 vaccine where it has been offered to you.  

If you test positive for COVID-19* on board your cruise and require medical assistance, you will be covered under the policy and an appropriate treatment plan would be agreed between the ship’s medical team and the insurer’s medical assistance team. This may depend on a large number of factors including age, underlying health, geographic location and  severity of COVID-19 symptoms.

If you test positive for COVID-19* and require medical assistance ashore, your policy will cover the required treatment and any repatriation costs.

Please note that if you are disembarked at the insistence of any port authority or other such authority, without consultation with the insurer or against the recommendation of the insurer’s medical assistance team, then the Holiday Extras Insurance will not cover for this eventuality.

*as certified by a Medical Practitioner following a medically approved test showing a positive result for COVID-19.

With nearly 40 years of experience in selling travel insurance, an annual sale of half a million policies, and a consistent winning streak as the recipient of the Globe Travel industry Best Insurance Provider award we've certainly accumulated a wealth of insurance knowledge. Additionally, our excellent Trustpilot rating attests to our commitment to customer satisfaction.

Holiday Extras has worked in close partnership with leading cruise lines to create our Cruise Insurance product. Our tailored offering includes COVID-19 cover as a standard feature on all policies. Furthermore, we've eliminated any upper age limit for single-trip policies, ensuring that travellers of all ages can benefit from our policies.

I adore cruise holidays for numerous reasons, mainly due to the incredible variety of experiences they offer. Waking up in a new port each day and exploring diverse destinations, from bustling cities to serene beaches, is an absolute joy. We often travel with friends and cruising provides abundant entertainment options that cater to all ages and interests. We particularly enjoy the exquisite range of Broadway-style shows, and as foodies, on board fine dining is an experience we cherish.